Four Ways to Prepare for Divorce in Illinois
Posted on February 19, 2025 in Divorce
If you have decided to file for divorce, you are likely facing many questions about the process. In Illinois, divorce is governed by the Illinois Marriage and Dissolution of Marriage Act, which outlines how property is divided, how child custody is determined, and whether spousal maintenance may apply.
Taking steps to prepare before filing can help you protect your financial interests, understand your rights, and reduce unnecessary stress, and you do not have to do it all alone. An Illinois divorce attorney with Andrew Cores Family Law Group is here to help.
Get Your Financial Documents Organized
One of the most important steps in preparing for divorce is having all the financial records you need. Illinois follows equitable distribution laws, meaning that marital property is divided fairly, though not always equally. Having clear financial records will help ensure a fair division of assets and debts.
Make sure you have several years’ worth of bank statements, tax returns, pay stubs, mortgage and other loan documents, credit card statements, and any retirement or savings account statements. You may also want to have proof of utility bills and other household expenses. Having these documents organized will make it easier to negotiate property division and decide who is responsible for certain financial obligations.
Think About Where You Want to Live
If you and your spouse are still living together, you will need to decide whether one of you will move out or you will remain in the home until the divorce is finalized. Some couples choose to stay in the same house temporarily, especially if they have children, while others prefer to separate immediately.
In Illinois, you do not need to be physically separated to file for divorce, but living arrangements can impact child custody and financial agreements. If you plan to move out, consider how it may affect your ability to maintain ownership of the home and your parenting time with your children.
Be Smart With Your Finances
Divorce can have a significant impact on your finances. It is important to take steps to protect your financial well-being while still following Illinois divorce laws. Avoid making any major financial moves, such as transferring large sums of money or closing joint accounts.
If you and your spouse have joint bank accounts or credit cards, consider opening a separate account in your name to begin establishing financial independence. Be sure to talk to an attorney before making any financial changes that could be questioned during the divorce proceedings.
Start Thinking About a Parenting Plan
If you have children, one of the most critical aspects of divorce is determining parenting time and parental responsibilities (also known as visitation and custody, respectively). Before filing, consider your ideal parenting schedule and how your spouse and children are likely to respond to your preferences. Think about your children’s education, healthcare, and community involvement and always keep their best interests in mind. If necessary, plan on going to mediation so you and your spouse can reach an agreement with as little conflict as possible.
Schedule a Free Consultation with a DuPage County, IL Divorce Lawyer
If you are preparing for divorce, speaking with an attorney can provide clarity and confidence as you move forward. At Andrew Cores Family Law Group, our Wheaton, IL divorce attorneys are experienced in Illinois family law and will work to protect your best interests. We offer free consultations, so call us today at 630-871-1002 to schedule yours and start planning for the next chapter of your life.
